Call reports 2022
FIRST NATIONAL BANK OF PULASKI — 2022
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,186,741,000 | 1,204,449,000 | 1,214,687,000 | 1,263,190,000 |
| Total loans | 688,169,000 | 719,770,000 | 766,137,000 | 811,431,000 |
| Allowance for loan losses | 9,310,000 | 9,572,000 | 9,604,000 | 9,471,000 |
| Securities available for sale | 357,629,000 | 331,680,000 | 308,625,000 | 304,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,074,420,000 | 1,100,412,000 | 1,115,001,000 | 1,157,589,000 |
| Interest-bearing deposits | 752,595,000 | 759,293,000 | 777,686,000 | 829,732,000 |
| Noninterest-bearing deposits | 321,825,000 | 341,119,000 | 337,315,000 | 327,857,000 |
| Equity capital | 99,449,000 | 91,668,000 | 85,464,000 | 90,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,533,000 | 19,730,000 | 31,156,000 | 43,851,000 |
| Interest expense | 695,000 | 1,355,000 | 2,456,000 | 4,289,000 |
| Net interest income | 8,838,000 | 18,375,000 | 28,700,000 | 39,562,000 |
| Noninterest income | 1,462,000 | 2,937,000 | 4,365,000 | 5,709,000 |
| Noninterest expense | 6,196,000 | 12,657,000 | 19,129,000 | 25,887,000 |
| Provision for loan losses | 500,000 | 750,000 | 750,000 | 750,000 |
| Pretax income | 3,604,000 | 7,905,000 | 13,186,000 | 18,634,000 |
| Income tax | 814,000 | 1,805,000 | 3,033,000 | 4,295,000 |
| Net income | 2,790,000 | 6,100,000 | 10,153,000 | 14,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,705,000 | 120,545,000 | 124,128,000 | 126,353,000 |