Call reports 2021
FIRST NATIONAL BANK OF PULASKI — 2021
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,081,744,000 | 1,103,719,000 | 1,111,555,000 | 1,168,987,000 |
| Total loans | 614,930,000 | 609,738,000 | 638,841,000 | 649,179,000 |
| Allowance for loan losses | 8,134,000 | 8,245,000 | 8,684,000 | 8,795,000 |
| Securities available for sale | 336,819,000 | 368,126,000 | 360,416,000 | 352,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 964,564,000 | 983,236,000 | 988,362,000 | 1,044,607,000 |
| Interest-bearing deposits | 675,890,000 | 689,339,000 | 699,823,000 | 719,544,000 |
| Noninterest-bearing deposits | 288,674,000 | 293,897,000 | 288,539,000 | 325,063,000 |
| Equity capital | 105,909,000 | 109,189,000 | 111,330,000 | 112,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,921,000 | 18,375,000 | 27,998,000 | 37,612,000 |
| Interest expense | 1,098,000 | 2,068,000 | 2,955,000 | 3,747,000 |
| Net interest income | 7,823,000 | 16,307,000 | 25,043,000 | 33,865,000 |
| Noninterest income | 1,528,000 | 3,180,000 | 4,746,000 | 7,639,000 |
| Noninterest expense | 5,776,000 | 11,827,000 | 17,953,000 | 24,201,000 |
| Provision for loan losses | 0 | 0 | 450,000 | 925,000 |
| Pretax income | 3,575,000 | 7,660,000 | 11,386,000 | 16,378,000 |
| Income tax | 869,000 | 1,888,000 | 2,640,000 | 3,589,000 |
| Net income | 2,706,000 | 5,772,000 | 8,746,000 | 12,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,832,000 | 107,899,000 | 110,872,000 | 114,916,000 |