Call reports 2020
FIRST NATIONAL BANK OF PULASKI — 2020
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 919,118,000 | 971,845,000 | 990,777,000 | 1,036,575,000 |
| Total loans | 566,682,000 | 595,322,000 | 612,707,000 | 628,908,000 |
| Allowance for loan losses | 7,222,000 | 7,383,000 | 7,820,000 | 8,136,000 |
| Securities available for sale | 220,054,000 | 248,184,000 | 246,996,000 | 279,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 808,908,000 | 856,110,000 | 873,106,000 | 918,747,000 |
| Interest-bearing deposits | 625,576,000 | 621,342,000 | 628,852,000 | 652,687,000 |
| Noninterest-bearing deposits | 183,332,000 | 234,768,000 | 244,254,000 | 266,060,000 |
| Equity capital | 98,062,000 | 103,322,000 | 105,887,000 | 106,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,276,000 | 18,325,000 | 27,490,000 | 36,770,000 |
| Interest expense | 1,791,000 | 3,385,000 | 4,788,000 | 6,056,000 |
| Net interest income | 7,485,000 | 14,940,000 | 22,702,000 | 30,714,000 |
| Noninterest income | 1,450,000 | 2,798,000 | 4,666,000 | 6,367,000 |
| Noninterest expense | 5,595,000 | 11,259,000 | 17,004,000 | 22,616,000 |
| Provision for loan losses | 500,000 | 755,000 | 1,200,000 | 1,620,000 |
| Pretax income | 3,339,000 | 6,223,000 | 9,663,000 | 13,344,000 |
| Income tax | 754,000 | 1,343,000 | 2,140,000 | 2,899,000 |
| Net income | 2,585,000 | 4,880,000 | 7,523,000 | 10,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,451,000 | 99,280,000 | 101,457,000 | 102,593,000 |