Call reports 2019
FIRST NATIONAL BANK OF PULASKI — 2019
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 861,361,000 | 863,968,000 | 872,354,000 | 895,658,000 |
| Total loans | 547,072,000 | 559,952,000 | 567,017,000 | 562,527,000 |
| Allowance for loan losses | 6,215,000 | 6,379,000 | 6,479,000 | 6,830,000 |
| Securities available for sale | 211,123,000 | 207,157,000 | 211,792,000 | 226,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,457,000 | 758,495,000 | 762,909,000 | 787,781,000 |
| Interest-bearing deposits | 586,188,000 | 582,444,000 | 579,883,000 | 598,618,000 |
| Noninterest-bearing deposits | 173,269,000 | 176,051,000 | 183,026,000 | 189,163,000 |
| Equity capital | 91,159,000 | 95,140,000 | 97,919,000 | 95,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,084,000 | 18,493,000 | 28,032,000 | 37,373,000 |
| Interest expense | 1,465,000 | 3,116,000 | 4,901,000 | 6,716,000 |
| Net interest income | 7,619,000 | 15,377,000 | 23,131,000 | 30,657,000 |
| Noninterest income | 1,187,000 | 2,605,000 | 4,065,000 | 5,413,000 |
| Noninterest expense | 5,321,000 | 10,692,000 | 16,086,000 | 21,661,000 |
| Provision for loan losses | 90,000 | 250,000 | 665,000 | 465,000 |
| Pretax income | 3,395,000 | 7,040,000 | 10,445,000 | 13,944,000 |
| Income tax | 780,000 | 1,626,000 | 2,397,000 | 3,165,000 |
| Net income | 2,615,000 | 5,414,000 | 8,048,000 | 10,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,677,000 | 95,007,000 | 97,176,000 | 95,331,000 |
| Total capital | 98,969,000 | 101,463,000 | 103,732,000 | 102,238,000 |
| Risk-weighted assets | 640,268,000 | 654,024,000 | 670,345,000 | 660,183,000 |