Call reports 2017
FIRST NATIONAL BANK OF PULASKI — 2017
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 787,194,000 | 796,377,000 | 795,148,000 | 814,054,000 |
| Total loans | 452,123,000 | 467,632,000 | 474,928,000 | 490,153,000 |
| Allowance for loan losses | 5,212,000 | 5,306,000 | 5,271,000 | 5,241,000 |
| Securities available for sale | 247,667,000 | 254,275,000 | 245,426,000 | 241,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,376,000 | 703,169,000 | 699,646,000 | 721,150,000 |
| Interest-bearing deposits | 540,968,000 | 541,728,000 | 538,828,000 | 559,962,000 |
| Noninterest-bearing deposits | 155,408,000 | 161,441,000 | 160,818,000 | 161,188,000 |
| Equity capital | 79,674,000 | 82,650,000 | 84,151,000 | 81,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,273,000 | 14,938,000 | 22,697,000 | 30,614,000 |
| Interest expense | 803,000 | 1,632,000 | 2,494,000 | 3,385,000 |
| Net interest income | 6,470,000 | 13,306,000 | 20,203,000 | 27,229,000 |
| Noninterest income | 1,524,000 | 2,891,000 | 4,320,000 | 5,710,000 |
| Noninterest expense | 4,952,000 | 9,858,000 | 14,854,000 | 19,966,000 |
| Provision for loan losses | 50,000 | 150,000 | 150,000 | 350,000 |
| Pretax income | 2,992,000 | 6,189,000 | 9,519,000 | 12,526,000 |
| Income tax | 1,028,000 | 2,085,000 | 3,210,000 | 5,641,000 |
| Net income | 1,964,000 | 4,104,000 | 6,309,000 | 6,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,668,000 | 82,336,000 | 84,071,000 | 83,240,000 |
| Total capital | 85,957,000 | 87,719,000 | 89,419,000 | 88,558,000 |
| Risk-weighted assets | 534,793,000 | 554,511,000 | 567,432,000 | 578,838,000 |