Call reports 2016
FIRST NATIONAL BANK OF PULASKI — 2016
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 752,944,000 | 749,364,000 | 753,900,000 | 760,126,000 |
| Total loans | 411,457,000 | 439,454,000 | 455,235,000 | 457,238,000 |
| Allowance for loan losses | 5,218,000 | 5,192,000 | 5,128,000 | 5,101,000 |
| Securities available for sale | 270,008,000 | 245,100,000 | 226,268,000 | 218,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,799,000 | 659,271,000 | 662,632,000 | 671,659,000 |
| Interest-bearing deposits | 521,175,000 | 514,607,000 | 517,560,000 | 523,313,000 |
| Noninterest-bearing deposits | 143,624,000 | 144,664,000 | 145,072,000 | 148,346,000 |
| Equity capital | 77,106,000 | 78,932,000 | 80,576,000 | 77,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,767,000 | 13,802,000 | 20,914,000 | 28,133,000 |
| Interest expense | 736,000 | 1,502,000 | 2,299,000 | 3,123,000 |
| Net interest income | 6,031,000 | 12,300,000 | 18,615,000 | 25,010,000 |
| Noninterest income | 1,176,000 | 2,473,000 | 3,897,000 | 5,366,000 |
| Noninterest expense | 4,702,000 | 9,499,000 | 14,503,000 | 19,377,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,887,000 | 5,766,000 | 8,513,000 | 11,349,000 |
| Income tax | 976,000 | 1,935,000 | 2,856,000 | 3,817,000 |
| Net income | 1,911,000 | 3,831,000 | 5,657,000 | 7,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,271,000 | 77,223,000 | 78,580,000 | 79,175,000 |
| Total capital | 81,566,000 | 82,493,000 | 83,785,000 | 84,354,000 |
| Risk-weighted assets | 492,404,000 | 509,903,000 | 522,363,000 | 530,879,000 |