Call reports 2015
FIRST NATIONAL BANK OF PULASKI — 2015
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 741,047,000 | 733,989,000 | 732,967,000 | 738,904,000 |
| Total loans | 380,988,000 | 395,366,000 | 394,473,000 | 402,611,000 |
| Allowance for loan losses | 5,582,000 | 5,591,000 | 5,566,000 | 5,181,000 |
| Securities available for sale | 295,012,000 | 272,261,000 | 268,564,000 | 263,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,665,000 | 652,471,000 | 648,106,000 | 652,503,000 |
| Interest-bearing deposits | 527,696,000 | 516,009,000 | 509,589,000 | 508,124,000 |
| Noninterest-bearing deposits | 131,969,000 | 136,462,000 | 138,517,000 | 144,379,000 |
| Equity capital | 73,029,000 | 72,410,000 | 74,932,000 | 74,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,694,000 | 13,447,000 | 20,247,000 | 27,076,000 |
| Interest expense | 788,000 | 1,544,000 | 2,293,000 | 3,018,000 |
| Net interest income | 5,906,000 | 11,903,000 | 17,954,000 | 24,058,000 |
| Noninterest income | 1,683,000 | 3,007,000 | 4,114,000 | 5,198,000 |
| Noninterest expense | 4,759,000 | 9,427,000 | 14,072,000 | 18,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,830,000 | 5,509,000 | 8,032,000 | 10,681,000 |
| Income tax | 959,000 | 1,874,000 | 2,712,000 | 3,594,000 |
| Net income | 1,871,000 | 3,635,000 | 5,320,000 | 7,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,651,000 | 72,944,000 | 74,160,000 | 74,830,000 |
| Total capital | 77,310,000 | 78,613,000 | 79,803,000 | 80,088,000 |
| Risk-weighted assets | 480,677,000 | 493,913,000 | 478,306,000 | 482,482,000 |