Call reports 2014
FIRST NATIONAL BANK OF PULASKI — 2014
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 728,964,000 | 720,827,000 | 705,613,000 | 734,170,000 |
| Total loans | 352,230,000 | 357,136,000 | 362,568,000 | 373,255,000 |
| Allowance for loan losses | 6,008,000 | 5,842,000 | 5,716,000 | 5,504,000 |
| Securities available for sale | 298,637,000 | 298,480,000 | 281,719,000 | 288,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 650,278,000 | 643,778,000 | 627,131,000 | 654,518,000 |
| Interest-bearing deposits | 534,998,000 | 530,049,000 | 511,027,000 | 525,934,000 |
| Noninterest-bearing deposits | 115,280,000 | 113,729,000 | 116,104,000 | 128,584,000 |
| Equity capital | 65,034,000 | 67,909,000 | 68,565,000 | 69,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,608,000 | 13,438,000 | 20,176,000 | 26,815,000 |
| Interest expense | 898,000 | 1,776,000 | 2,643,000 | 3,492,000 |
| Net interest income | 5,710,000 | 11,662,000 | 17,533,000 | 23,323,000 |
| Noninterest income | 1,152,000 | 2,472,000 | 3,676,000 | 4,846,000 |
| Noninterest expense | 4,507,000 | 8,953,000 | 13,542,000 | 18,285,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 0 |
| Pretax income | 2,355,000 | 5,131,000 | 8,071,000 | 10,338,000 |
| Income tax | 796,000 | 1,753,000 | 2,781,000 | 3,532,000 |
| Net income | 1,559,000 | 3,378,000 | 5,290,000 | 6,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,147,000 | 68,493,000 | 69,932,000 | 70,423,000 |
| Total capital | 72,707,000 | 74,051,000 | 75,502,000 | 76,004,000 |
| Risk-weighted assets | 444,285,000 | 444,278,000 | 445,407,000 | 453,369,000 |