Call reports 2013
FIRST NATIONAL BANK OF PULASKI — 2013
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 697,059,000 | 687,519,000 | 691,929,000 | 708,025,000 |
| Total loans | 335,662,000 | 346,507,000 | 350,072,000 | 351,543,000 |
| Allowance for loan losses | 6,832,000 | 6,764,000 | 6,524,000 | 6,017,000 |
| Securities available for sale | 280,803,000 | 261,708,000 | 266,652,000 | 283,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,417,000 | 609,838,000 | 613,475,000 | 630,771,000 |
| Interest-bearing deposits | 513,744,000 | 503,233,000 | 503,589,000 | 516,198,000 |
| Noninterest-bearing deposits | 104,673,000 | 106,605,000 | 109,886,000 | 114,573,000 |
| Equity capital | 65,091,000 | 63,578,000 | 63,109,000 | 63,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,530,000 | 13,182,000 | 19,803,000 | 26,477,000 |
| Interest expense | 1,006,000 | 1,973,000 | 2,941,000 | 3,885,000 |
| Net interest income | 5,524,000 | 11,209,000 | 16,862,000 | 22,592,000 |
| Noninterest income | 1,039,000 | 2,264,000 | 3,418,000 | 4,330,000 |
| Noninterest expense | 4,331,000 | 8,742,000 | 13,166,000 | 17,435,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,232,000 | 4,731,000 | 7,516,000 | 9,889,000 |
| Income tax | 730,000 | 1,574,000 | 2,544,000 | 3,340,000 |
| Net income | 1,502,000 | 3,157,000 | 4,972,000 | 6,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,968,000 | 64,150,000 | 65,495,000 | 66,057,000 |
| Total capital | 68,249,000 | 69,491,000 | 70,961,000 | 71,589,000 |
| Risk-weighted assets | 420,836,000 | 425,737,000 | 436,163,000 | 442,023,000 |