Call reports 2012
FIRST NATIONAL BANK OF PULASKI — 2012
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 654,335,000 | 660,431,000 | 661,000,000 | 681,541,000 |
| Total loans | 337,542,000 | 341,239,000 | 343,065,000 | 341,320,000 |
| Allowance for loan losses | 7,177,000 | 7,188,000 | 7,124,000 | 6,992,000 |
| Securities available for sale | 242,724,000 | 247,978,000 | 241,087,000 | 260,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,833,000 | 583,197,000 | 581,237,000 | 602,316,000 |
| Interest-bearing deposits | 487,303,000 | 489,958,000 | 487,530,000 | 498,179,000 |
| Noninterest-bearing deposits | 92,530,000 | 93,239,000 | 93,707,000 | 104,137,000 |
| Equity capital | 59,537,000 | 62,727,000 | 64,559,000 | 64,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,018,000 | 14,310,000 | 21,218,000 | 27,863,000 |
| Interest expense | 1,126,000 | 2,226,000 | 3,319,000 | 4,415,000 |
| Net interest income | 5,892,000 | 12,084,000 | 17,899,000 | 23,448,000 |
| Noninterest income | 1,025,000 | 2,229,000 | 3,369,000 | 4,412,000 |
| Noninterest expense | 4,364,000 | 8,730,000 | 13,464,000 | 17,659,000 |
| Provision for loan losses | 0 | 440,000 | 500,000 | 500,000 |
| Pretax income | 3,595,000 | 6,185,000 | 8,353,000 | 10,750,000 |
| Income tax | 1,224,000 | 2,080,000 | 2,780,000 | 3,569,000 |
| Net income | 2,371,000 | 4,105,000 | 5,573,000 | 7,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,926,000 | 60,518,000 | 61,592,000 | 61,939,000 |
| Total capital | 64,183,000 | 65,769,000 | 66,842,000 | 67,224,000 |
| Risk-weighted assets | 418,527,000 | 418,052,000 | 418,062,000 | 420,979,000 |