Call reports 2011
FIRST NATIONAL BANK OF PULASKI — 2011
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 619,076,000 | 624,506,000 | 622,267,000 | 634,940,000 |
| Total loans | 344,578,000 | 350,048,000 | 341,927,000 | 342,723,000 |
| Allowance for loan losses | 8,169,000 | 8,334,000 | 8,124,000 | 7,470,000 |
| Securities available for sale | 195,082,000 | 201,944,000 | 206,615,000 | 217,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,656,000 | 553,326,000 | 546,598,000 | 559,711,000 |
| Interest-bearing deposits | 469,709,000 | 467,331,000 | 458,521,000 | 471,227,000 |
| Noninterest-bearing deposits | 80,947,000 | 85,995,000 | 88,077,000 | 88,484,000 |
| Equity capital | 53,694,000 | 56,216,000 | 58,912,000 | 59,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,056,000 | 14,385,000 | 21,612,000 | 28,714,000 |
| Interest expense | 1,469,000 | 2,816,000 | 4,080,000 | 5,268,000 |
| Net interest income | 5,587,000 | 11,569,000 | 17,532,000 | 23,446,000 |
| Noninterest income | 1,041,000 | 2,170,000 | 3,481,000 | 4,912,000 |
| Noninterest expense | 4,274,000 | 8,594,000 | 13,025,000 | 18,025,000 |
| Provision for loan losses | 750,000 | 1,150,000 | 1,150,000 | 1,455,000 |
| Pretax income | 1,714,000 | 4,111,000 | 6,967,000 | 9,011,000 |
| Income tax | 482,000 | 1,238,000 | 2,170,000 | 2,804,000 |
| Net income | 1,232,000 | 2,873,000 | 4,797,000 | 6,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,543,000 | 54,792,000 | 56,324,000 | 56,948,000 |
| Total capital | 58,779,000 | 60,080,000 | 61,469,000 | 62,188,000 |
| Risk-weighted assets | 415,830,000 | 419,887,000 | 408,560,000 | 416,861,000 |