Call reports 2010
FIRST NATIONAL BANK OF PULASKI — 2010
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 611,669,000 | 614,663,000 | 616,469,000 | 601,076,000 |
| Total loans | 361,439,000 | 357,397,000 | 357,366,000 | 343,870,000 |
| Allowance for loan losses | 7,435,000 | 7,930,000 | 8,065,000 | 7,997,000 |
| Securities available for sale | 165,156,000 | 169,701,000 | 174,900,000 | 191,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,912,000 | 546,370,000 | 543,188,000 | 533,505,000 |
| Interest-bearing deposits | 470,206,000 | 461,775,000 | 461,664,000 | 457,357,000 |
| Noninterest-bearing deposits | 74,706,000 | 84,595,000 | 81,524,000 | 76,148,000 |
| Equity capital | 51,635,000 | 52,879,000 | 53,550,000 | 52,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,329,000 | 14,873,000 | 22,238,000 | 29,424,000 |
| Interest expense | 2,094,000 | 4,048,000 | 5,933,000 | 7,601,000 |
| Net interest income | 5,235,000 | 10,825,000 | 16,305,000 | 21,823,000 |
| Noninterest income | 1,259,000 | 2,643,000 | 3,700,000 | 4,497,000 |
| Noninterest expense | 4,356,000 | 8,772,000 | 12,836,000 | 17,049,000 |
| Provision for loan losses | 1,500,000 | 2,550,000 | 4,050,000 | 4,750,000 |
| Pretax income | 688,000 | 2,193,000 | 4,191,000 | 5,554,000 |
| Income tax | 73,000 | 463,000 | 1,057,000 | 1,394,000 |
| Net income | 615,000 | 1,730,000 | 3,134,000 | 4,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,092,000 | 50,916,000 | 51,929,000 | 52,563,000 |
| Total capital | 55,523,000 | 56,284,000 | 57,319,000 | 57,855,000 |
| Risk-weighted assets | 431,181,000 | 426,767,000 | 428,202,000 | 419,906,000 |