Call reports 2009
FIRST NATIONAL BANK OF PULASKI — 2009
What FIRST NATIONAL BANK OF PULASKI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 597,088,000 | 599,569,000 | 606,602,000 | 609,361,000 |
| Total loans | 400,120,000 | 392,276,000 | 385,687,000 | 371,747,000 |
| Allowance for loan losses | 5,834,000 | 5,800,000 | 6,670,000 | 7,085,000 |
| Securities available for sale | 148,662,000 | 145,817,000 | 151,676,000 | 151,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,169,000 | 534,894,000 | 540,894,000 | 543,515,000 |
| Interest-bearing deposits | 459,443,000 | 460,163,000 | 461,185,000 | 466,286,000 |
| Noninterest-bearing deposits | 76,726,000 | 74,731,000 | 79,709,000 | 77,229,000 |
| Equity capital | 50,365,000 | 49,722,000 | 50,836,000 | 51,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,800,000 | 15,687,000 | 23,569,000 | 31,281,000 |
| Interest expense | 3,002,000 | 5,650,000 | 8,091,000 | 10,328,000 |
| Net interest income | 4,798,000 | 10,037,000 | 15,478,000 | 20,953,000 |
| Noninterest income | 945,000 | 1,808,000 | 2,902,000 | 3,641,000 |
| Noninterest expense | 4,025,000 | 8,357,000 | 12,416,000 | 16,902,000 |
| Provision for loan losses | 728,000 | 2,178,000 | 3,878,000 | 5,328,000 |
| Pretax income | 990,000 | 1,395,000 | 2,171,000 | 2,446,000 |
| Income tax | 152,000 | 78,000 | 167,000 | 61,000 |
| Net income | 838,000 | 1,317,000 | 2,004,000 | 2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,332,000 | 49,111,000 | 49,096,000 | 49,477,000 |
| Total capital | 54,966,000 | 54,694,000 | 54,685,000 | 54,981,000 |
| Risk-weighted assets | 450,407,000 | 446,324,000 | 443,733,000 | 437,873,000 |