Call reports 2025
FIRST CITIZENS COMMUNITY BANK — 2025
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,012,129,000 | 2,962,570,000 | 3,051,688,000 | 3,059,673,000 |
| Total loans | 2,321,717,000 | 2,257,284,000 | 2,348,896,000 | 2,360,015,000 |
| Allowance for loan losses | 22,081,000 | 22,109,000 | 22,454,000 | 22,806,000 |
| Securities available for sale | 430,701,000 | 431,648,000 | 451,357,000 | 444,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,369,718,000 | 2,298,146,000 | 2,415,130,000 | 2,382,712,000 |
| Interest-bearing deposits | 1,973,358,000 | 1,889,803,000 | 2,012,487,000 | 1,986,552,000 |
| Noninterest-bearing deposits | 396,360,000 | 408,343,000 | 402,643,000 | 396,160,000 |
| Equity capital | 335,959,000 | 334,692,000 | 348,171,000 | 358,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 38,987,000 | 77,711,000 | 117,938,000 | 159,061,000 |
| Interest expense | 15,509,000 | 30,210,000 | 44,946,000 | 59,505,000 |
| Net interest income | 23,478,000 | 47,501,000 | 72,992,000 | 99,556,000 |
| Noninterest income | 3,429,000 | 7,027,000 | 10,845,000 | 14,219,000 |
| Noninterest expense | 15,999,000 | 31,366,000 | 47,088,000 | 62,615,000 |
| Provision for loan losses | 538,000 | 1,137,000 | 1,485,000 | 1,889,000 |
| Pretax income | 10,277,000 | 21,781,000 | 34,849,000 | 48,769,000 |
| Income tax | 1,946,000 | 4,131,000 | 6,637,000 | 9,300,000 |
| Net income | 8,331,000 | 17,650,000 | 28,212,000 | 39,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,877,000 | 269,608,000 | 276,925,000 | 284,692,000 |