Call reports 2024
FIRST CITIZENS COMMUNITY BANK — 2024
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,916,917,000 | 2,943,486,000 | 3,022,363,000 | 3,020,882,000 |
| Total loans | 2,248,005,000 | 2,269,943,000 | 2,344,522,000 | 2,322,849,000 |
| Allowance for loan losses | 21,598,000 | 22,797,000 | 21,695,000 | 21,699,000 |
| Securities available for sale | 404,865,000 | 402,661,000 | 419,190,000 | 425,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,307,639,000 | 2,279,035,000 | 2,454,214,000 | 2,386,662,000 |
| Interest-bearing deposits | 1,919,654,000 | 1,890,532,000 | 2,064,393,000 | 1,998,329,000 |
| Noninterest-bearing deposits | 387,985,000 | 388,503,000 | 389,821,000 | 388,333,000 |
| Equity capital | 316,261,000 | 317,446,000 | 329,220,000 | 328,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 37,924,000 | 75,780,000 | 114,442,000 | 154,208,000 |
| Interest expense | 16,335,000 | 32,333,000 | 49,112,000 | 65,485,000 |
| Net interest income | 21,589,000 | 43,447,000 | 65,330,000 | 88,723,000 |
| Noninterest income | 5,034,000 | 8,457,000 | 12,027,000 | 15,348,000 |
| Noninterest expense | 16,617,000 | 32,680,000 | 48,518,000 | 65,040,000 |
| Provision for loan losses | 1,112,000 | 2,987,000 | 3,087,000 | 3,176,000 |
| Pretax income | 9,220,000 | 16,407,000 | 26,238,000 | 36,436,000 |
| Income tax | 1,629,000 | 2,914,000 | 4,752,000 | 6,454,000 |
| Net income | 7,591,000 | 13,493,000 | 21,486,000 | 29,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,682,000 | 256,443,000 | 261,297,000 | 265,207,000 |
| Total capital | 277,632,000 | 279,717,000 | 283,172,000 | 287,020,000 |
| Risk-weighted assets | 2,333,579,000 | 2,359,835,000 | 2,410,682,000 | 2,393,760,000 |