Call reports 2023
FIRST CITIZENS COMMUNITY BANK — 2023
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,332,127,000 | 2,886,074,000 | 2,953,462,000 | 2,970,565,000 |
| Total loans | 1,724,146,000 | 2,177,782,000 | 2,260,551,000 | 2,258,215,000 |
| Allowance for loan losses | 15,250,000 | 21,652,000 | 21,455,000 | 21,153,000 |
| Securities available for sale | 443,415,000 | 434,315,000 | 417,807,000 | 417,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,814,248,000 | 2,278,896,000 | 2,338,146,000 | 2,325,747,000 |
| Interest-bearing deposits | 1,436,950,000 | 1,846,844,000 | 1,936,324,000 | 1,942,627,000 |
| Noninterest-bearing deposits | 377,298,000 | 432,052,000 | 401,822,000 | 383,120,000 |
| Equity capital | 214,128,000 | 284,740,000 | 299,223,000 | 313,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,074,000 | 51,850,000 | 88,507,000 | 126,987,000 |
| Interest expense | 6,853,000 | 15,548,000 | 29,368,000 | 45,276,000 |
| Net interest income | 18,221,000 | 36,302,000 | 59,139,000 | 81,711,000 |
| Noninterest income | 2,422,000 | 4,868,000 | 8,493,000 | 11,932,000 |
| Noninterest expense | 11,504,000 | 30,793,000 | 47,119,000 | 62,836,000 |
| Provision for loan losses | 0 | 4,691,000 | 5,292,000 | 5,492,000 |
| Pretax income | 9,154,000 | 5,503,000 | 15,170,000 | 25,293,000 |
| Income tax | 1,723,000 | 735,000 | 2,443,000 | 4,276,000 |
| Net income | 7,431,000 | 4,768,000 | 12,727,000 | 21,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,098,000 | 227,508,000 | 247,887,000 | 250,747,000 |