Call reports 2022
FIRST CITIZENS COMMUNITY BANK — 2022
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,174,505,000 | 2,208,830,000 | 2,346,081,000 | 2,329,851,000 |
| Total loans | 1,479,339,000 | 1,596,581,000 | 1,739,233,000 | 1,725,724,000 |
| Allowance for loan losses | 17,556,000 | 17,570,000 | 18,291,000 | 18,552,000 |
| Securities available for sale | 461,471,000 | 462,883,000 | 445,221,000 | 439,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,895,064,000 | 1,894,106,000 | 1,883,088,000 | 1,858,979,000 |
| Interest-bearing deposits | 1,513,435,000 | 1,502,006,000 | 1,492,584,000 | 1,457,228,000 |
| Noninterest-bearing deposits | 381,629,000 | 392,100,000 | 390,504,000 | 401,751,000 |
| Equity capital | 202,091,000 | 195,360,000 | 191,638,000 | 200,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,805,000 | 37,201,000 | 58,974,000 | 83,300,000 |
| Interest expense | 1,382,000 | 2,890,000 | 5,655,000 | 10,538,000 |
| Net interest income | 16,423,000 | 34,311,000 | 53,319,000 | 72,762,000 |
| Noninterest income | 2,977,000 | 5,436,000 | 8,133,000 | 10,442,000 |
| Noninterest expense | 10,630,000 | 21,669,000 | 32,994,000 | 44,267,000 |
| Provision for loan losses | 250,000 | 700,000 | 1,425,000 | 1,683,000 |
| Pretax income | 8,512,000 | 17,351,000 | 27,003,000 | 37,212,000 |
| Income tax | 1,538,000 | 3,119,000 | 4,872,000 | 6,746,000 |
| Net income | 6,974,000 | 14,232,000 | 22,131,000 | 30,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,582,000 | 191,842,000 | 197,715,000 | 203,998,000 |
| Total capital | — | — | 216,171,000 | 222,715,000 |
| Risk-weighted assets | — | — | 1,859,367,000 | 1,854,352,000 |