Call reports 2021
FIRST CITIZENS COMMUNITY BANK — 2021
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,992,791,000 | 1,999,903,000 | 2,044,408,000 | 2,140,937,000 |
| Total loans | 1,414,347,000 | 1,420,391,000 | 1,446,107,000 | 1,446,087,000 |
| Allowance for loan losses | 16,560,000 | 16,931,000 | 17,334,000 | 17,304,000 |
| Securities available for sale | 321,967,000 | 369,002,000 | 397,043,000 | 412,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,694,218,000 | 1,699,811,000 | 1,757,381,000 | 1,852,511,000 |
| Interest-bearing deposits | 1,355,859,000 | 1,350,765,000 | 1,387,131,000 | 1,479,323,000 |
| Noninterest-bearing deposits | 338,359,000 | 349,046,000 | 370,250,000 | 373,188,000 |
| Equity capital | 198,136,000 | 203,572,000 | 208,122,000 | 212,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 18,282,000 | 36,348,000 | 54,681,000 | 73,178,000 |
| Interest expense | 1,787,000 | 3,496,000 | 5,076,000 | 6,541,000 |
| Net interest income | 16,495,000 | 32,852,000 | 49,605,000 | 66,637,000 |
| Noninterest income | 4,053,000 | 6,740,000 | 9,391,000 | 11,948,000 |
| Noninterest expense | 9,871,000 | 19,996,000 | 30,318,000 | 41,193,000 |
| Provision for loan losses | 650,000 | 1,150,000 | 1,550,000 | 1,550,000 |
| Pretax income | 10,102,000 | 18,521,000 | 27,380,000 | 36,109,000 |
| Income tax | 1,624,000 | 3,144,000 | 4,772,000 | 6,371,000 |
| Net income | 8,478,000 | 15,377,000 | 22,608,000 | 29,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,223,000 | 171,054,000 | 176,357,000 | 181,562,000 |