Call reports 2020
FIRST CITIZENS COMMUNITY BANK — 2020
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,463,733,000 | 1,798,481,000 | 1,855,620,000 | 1,889,015,000 |
| Total loans | 1,095,726,000 | 1,381,101,000 | 1,385,199,000 | 1,419,921,000 |
| Allowance for loan losses | 14,247,000 | 14,827,000 | 15,169,000 | 15,815,000 |
| Securities available for sale | 257,788,000 | 272,360,000 | 287,838,000 | 295,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,213,169,000 | 1,520,688,000 | 1,557,690,000 | 1,595,376,000 |
| Interest-bearing deposits | 1,000,661,000 | 1,234,672,000 | 1,276,467,000 | 1,285,096,000 |
| Noninterest-bearing deposits | 212,508,000 | 286,017,000 | 281,223,000 | 310,280,000 |
| Equity capital | 160,122,000 | 183,791,000 | 190,036,000 | 194,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,354,000 | 33,521,000 | 51,917,000 | 70,320,000 |
| Interest expense | 2,363,000 | 4,173,000 | 6,020,000 | 7,817,000 |
| Net interest income | 12,991,000 | 29,348,000 | 45,897,000 | 62,503,000 |
| Noninterest income | 2,242,000 | 4,207,000 | 7,734,000 | 11,507,000 |
| Noninterest expense | 8,779,000 | 20,079,000 | 29,829,000 | 40,613,000 |
| Provision for loan losses | 400,000 | 950,000 | 1,500,000 | 2,400,000 |
| Pretax income | 6,018,000 | 12,616,000 | 22,576,000 | 31,284,000 |
| Income tax | 987,000 | 2,081,000 | 3,881,000 | 5,428,000 |
| Net income | 5,031,000 | 10,535,000 | 18,695,000 | 25,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,327,000 | 149,372,000 | 155,781,000 | 160,480,000 |