Call reports 2019
FIRST CITIZENS COMMUNITY BANK — 2019
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,447,188,000 | 1,446,028,000 | 1,474,115,000 | 1,465,405,000 |
| Total loans | 1,091,099,000 | 1,100,400,000 | 1,116,464,000 | 1,116,384,000 |
| Allowance for loan losses | 13,084,000 | 13,304,000 | 13,679,000 | 13,845,000 |
| Securities available for sale | 244,437,000 | 236,740,000 | 247,027,000 | 240,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,189,248,000 | 1,191,829,000 | 1,207,072,000 | 1,219,863,000 |
| Interest-bearing deposits | 996,666,000 | 999,755,000 | 1,000,258,000 | 1,007,325,000 |
| Noninterest-bearing deposits | 192,582,000 | 192,074,000 | 206,814,000 | 212,538,000 |
| Equity capital | 143,391,000 | 148,535,000 | 151,890,000 | 154,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,030,000 | 30,549,000 | 46,445,000 | 62,051,000 |
| Interest expense | 2,998,000 | 6,061,000 | 8,938,000 | 11,640,000 |
| Net interest income | 12,032,000 | 24,488,000 | 37,507,000 | 50,411,000 |
| Noninterest income | 2,002,000 | 4,151,000 | 6,462,000 | 8,718,000 |
| Noninterest expense | 8,220,000 | 16,513,000 | 24,681,000 | 32,986,000 |
| Provision for loan losses | 400,000 | 750,000 | 1,150,000 | 1,675,000 |
| Pretax income | 5,414,000 | 11,376,000 | 18,163,000 | 24,511,000 |
| Income tax | 861,000 | 1,830,000 | 2,975,000 | 4,036,000 |
| Net income | 4,553,000 | 9,546,000 | 15,188,000 | 20,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,907,000 | 126,682,000 | 130,100,000 | 133,157,000 |
| Total capital | 137,156,000 | 140,065,000 | 143,728,000 | 146,926,000 |
| Risk-weighted assets | 1,059,800,000 | 1,070,583,000 | 1,090,058,000 | 1,101,279,000 |