Call reports 2018
FIRST CITIZENS COMMUNITY BANK — 2018
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,381,954,000 | 1,396,977,000 | 1,407,259,000 | 1,429,553,000 |
| Total loans | 1,031,971,000 | 1,042,131,000 | 1,061,291,000 | 1,083,010,000 |
| Allowance for loan losses | 11,587,000 | 11,941,000 | 12,383,000 | 12,884,000 |
| Securities available for sale | 251,340,000 | 250,025,000 | 240,426,000 | 241,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,122,476,000 | 1,126,193,000 | 1,181,554,000 | 1,192,229,000 |
| Interest-bearing deposits | 942,029,000 | 949,578,000 | 1,001,464,000 | 1,005,185,000 |
| Noninterest-bearing deposits | 180,447,000 | 176,615,000 | 180,090,000 | 187,044,000 |
| Equity capital | 131,089,000 | 133,786,000 | 135,754,000 | 140,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,382,000 | 27,408,000 | 41,665,000 | 56,751,000 |
| Interest expense | 1,879,000 | 4,061,000 | 6,451,000 | 9,197,000 |
| Net interest income | 11,503,000 | 23,347,000 | 35,214,000 | 47,554,000 |
| Noninterest income | 1,916,000 | 3,748,000 | 5,784,000 | 7,785,000 |
| Noninterest expense | 7,751,000 | 15,304,000 | 23,014,000 | 31,154,000 |
| Provision for loan losses | 500,000 | 825,000 | 1,300,000 | 1,925,000 |
| Pretax income | 5,168,000 | 10,963,000 | 16,676,000 | 22,241,000 |
| Income tax | 784,000 | 1,707,000 | 2,684,000 | 3,572,000 |
| Net income | 4,384,000 | 9,256,000 | 13,992,000 | 18,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,261,000 | 116,465,000 | 119,283,000 | 121,792,000 |
| Total capital | 125,013,000 | 128,571,000 | 131,831,000 | 134,841,000 |
| Risk-weighted assets | 1,002,102,000 | 1,016,737,000 | 1,029,290,000 | 1,051,765,000 |