Call reports 2017
FIRST CITIZENS COMMUNITY BANK — 2017
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,221,925,000 | 1,263,234,000 | 1,268,026,000 | 1,359,874,000 |
| Total loans | 846,887,000 | 888,442,000 | 908,593,000 | 1,001,964,000 |
| Allowance for loan losses | 9,405,000 | 9,979,000 | 10,447,000 | 11,190,000 |
| Securities available for sale | 280,241,000 | 273,659,000 | 261,790,000 | 254,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,039,948,000 | 1,054,774,000 | 1,056,243,000 | 1,109,512,000 |
| Interest-bearing deposits | 880,183,000 | 894,836,000 | 897,963,000 | 933,103,000 |
| Noninterest-bearing deposits | 159,765,000 | 159,938,000 | 158,280,000 | 176,409,000 |
| Equity capital | 127,940,000 | 130,439,000 | 131,421,000 | 130,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,279,000 | 23,043,000 | 35,152,000 | 48,033,000 |
| Interest expense | 1,232,000 | 2,530,000 | 3,956,000 | 5,534,000 |
| Net interest income | 10,047,000 | 20,513,000 | 31,196,000 | 42,499,000 |
| Noninterest income | 1,892,000 | 3,788,000 | 5,701,000 | 7,639,000 |
| Noninterest expense | 7,125,000 | 14,209,000 | 21,363,000 | 28,931,000 |
| Provision for loan losses | 615,000 | 1,240,000 | 1,740,000 | 2,540,000 |
| Pretax income | 4,214,000 | 8,889,000 | 13,840,000 | 18,681,000 |
| Income tax | 924,000 | 2,019,000 | 3,221,000 | 5,914,000 |
| Net income | 3,290,000 | 6,870,000 | 10,619,000 | 12,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,080,000 | 112,273,000 | 113,650,000 | 111,114,000 |
| Total capital | 119,700,000 | 122,465,000 | 124,317,000 | 122,469,000 |
| Risk-weighted assets | 847,064,000 | 884,393,000 | 899,106,000 | 973,149,000 |