Call reports 2016
FIRST CITIZENS COMMUNITY BANK — 2016
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,190,161,000 | 1,176,931,000 | 1,195,019,000 | 1,220,069,000 |
| Total loans | 701,260,000 | 710,419,000 | 751,869,000 | 801,438,000 |
| Allowance for loan losses | 7,275,000 | 7,359,000 | 8,194,000 | 8,886,000 |
| Securities available for sale | 369,681,000 | 358,570,000 | 346,536,000 | 311,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,021,834,000 | 1,007,136,000 | 1,012,343,000 | 1,007,748,000 |
| Interest-bearing deposits | 869,915,000 | 861,155,000 | 858,899,000 | 858,078,000 |
| Noninterest-bearing deposits | 151,919,000 | 145,981,000 | 153,444,000 | 149,670,000 |
| Equity capital | 123,495,000 | 126,215,000 | 127,169,000 | 125,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,440,000 | 20,842,000 | 31,767,000 | 42,913,000 |
| Interest expense | 1,194,000 | 2,382,000 | 3,553,000 | 4,775,000 |
| Net interest income | 9,246,000 | 18,460,000 | 28,214,000 | 38,138,000 |
| Noninterest income | 1,928,000 | 3,801,000 | 5,761,000 | 7,696,000 |
| Noninterest expense | 6,854,000 | 14,057,000 | 21,210,000 | 28,318,000 |
| Provision for loan losses | 135,000 | 270,000 | 770,000 | 1,520,000 |
| Pretax income | 4,212,000 | 8,089,000 | 12,150,000 | 16,221,000 |
| Income tax | 843,000 | 1,590,000 | 2,410,000 | 3,242,000 |
| Net income | 3,369,000 | 6,499,000 | 9,740,000 | 12,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,663,000 | 104,451,000 | 106,343,000 | 108,419,000 |
| Total capital | 110,120,000 | 112,026,000 | 114,734,000 | 117,537,000 |
| Risk-weighted assets | 703,506,000 | 725,966,000 | 760,511,000 | 812,766,000 |