Call reports 2015
FIRST CITIZENS COMMUNITY BANK — 2015
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 928,268,000 | 940,551,000 | 952,218,000 | 1,160,219,000 |
| Total loans | 566,207,000 | 572,803,000 | 584,257,000 | 695,634,000 |
| Allowance for loan losses | 6,922,000 | 6,959,000 | 7,045,000 | 7,106,000 |
| Securities available for sale | 290,439,000 | 303,145,000 | 299,027,000 | 357,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 795,916,000 | 799,227,000 | 803,637,000 | 992,625,000 |
| Interest-bearing deposits | 688,513,000 | 691,418,000 | 690,891,000 | 838,521,000 |
| Noninterest-bearing deposits | 107,403,000 | 107,809,000 | 112,746,000 | 154,104,000 |
| Equity capital | 101,373,000 | 101,962,000 | 104,171,000 | 120,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,756,000 | 17,507,000 | 26,353,000 | 35,582,000 |
| Interest expense | 1,127,000 | 2,276,000 | 3,434,000 | 4,585,000 |
| Net interest income | 7,629,000 | 15,231,000 | 22,919,000 | 30,997,000 |
| Noninterest income | 1,605,000 | 3,276,000 | 4,872,000 | 6,608,000 |
| Noninterest expense | 5,231,000 | 10,330,000 | 15,755,000 | 22,132,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 4,009,000 | 8,162,000 | 12,030,000 | 15,346,000 |
| Income tax | 794,000 | 1,640,000 | 2,410,000 | 2,975,000 |
| Net income | 3,215,000 | 6,522,000 | 9,620,000 | 12,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,558,000 | 94,655,000 | 96,240,000 | 100,959,000 |
| Total capital | 99,671,000 | 101,794,000 | 103,477,000 | 108,233,000 |
| Risk-weighted assets | 566,864,000 | 577,719,000 | 590,830,000 | 705,541,000 |