Call reports 2014
FIRST CITIZENS COMMUNITY BANK — 2014
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 900,963,000 | 912,355,000 | 911,407,000 | 923,363,000 |
| Total loans | 533,465,000 | 540,422,000 | 544,508,000 | 554,602,000 |
| Allowance for loan losses | 7,233,000 | 6,751,000 | 6,816,000 | 6,815,000 |
| Securities available for sale | 309,540,000 | 310,887,000 | 306,904,000 | 304,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 754,855,000 | 766,148,000 | 769,073,000 | 781,845,000 |
| Interest-bearing deposits | 658,413,000 | 671,021,000 | 673,993,000 | 678,407,000 |
| Noninterest-bearing deposits | 96,441,000 | 95,127,000 | 95,080,000 | 103,438,000 |
| Equity capital | 100,481,000 | 103,700,000 | 104,607,000 | 98,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,770,000 | 17,637,000 | 26,436,000 | 35,235,000 |
| Interest expense | 1,212,000 | 2,393,000 | 3,568,000 | 4,722,000 |
| Net interest income | 7,558,000 | 15,244,000 | 22,868,000 | 30,513,000 |
| Noninterest income | 1,582,000 | 3,306,000 | 4,987,000 | 6,758,000 |
| Noninterest expense | 4,946,000 | 9,845,000 | 14,672,000 | 19,583,000 |
| Provision for loan losses | 180,000 | 330,000 | 480,000 | 585,000 |
| Pretax income | 4,185,000 | 8,621,000 | 13,191,000 | 17,719,000 |
| Income tax | 908,000 | 1,865,000 | 2,878,000 | 3,835,000 |
| Net income | 3,277,000 | 6,756,000 | 10,313,000 | 13,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,778,000 | 95,096,000 | 95,632,000 | 90,500,000 |
| Total capital | 99,988,000 | 102,166,000 | 102,744,000 | 97,498,000 |
| Risk-weighted assets | 560,571,000 | 565,517,000 | 571,298,000 | 574,721,000 |