Call reports 2013
FIRST CITIZENS COMMUNITY BANK — 2013
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 881,048,000 | 877,043,000 | 897,238,000 | 913,904,000 |
| Total loans | 503,723,000 | 516,532,000 | 522,592,000 | 540,889,000 |
| Allowance for loan losses | 6,928,000 | 6,989,000 | 7,070,000 | 7,098,000 |
| Securities available for sale | 298,830,000 | 306,725,000 | 317,243,000 | 316,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,959,000 | 750,089,000 | 759,670,000 | 749,926,000 |
| Interest-bearing deposits | 651,591,000 | 661,163,000 | 668,940,000 | 662,731,000 |
| Noninterest-bearing deposits | 87,368,000 | 88,926,000 | 90,730,000 | 87,195,000 |
| Equity capital | 94,766,000 | 92,871,000 | 95,381,000 | 97,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,985,000 | 17,920,000 | 27,215,000 | 36,183,000 |
| Interest expense | 1,577,000 | 3,062,000 | 4,511,000 | 5,879,000 |
| Net interest income | 7,408,000 | 14,858,000 | 22,704,000 | 30,304,000 |
| Noninterest income | 1,669,000 | 3,323,000 | 5,022,000 | 6,848,000 |
| Noninterest expense | 4,731,000 | 9,426,000 | 14,240,000 | 19,249,000 |
| Provision for loan losses | 150,000 | 225,000 | 315,000 | 405,000 |
| Pretax income | 4,392,000 | 8,770,000 | 13,494,000 | 17,756,000 |
| Income tax | 977,000 | 1,951,000 | 3,046,000 | 3,977,000 |
| Net income | 3,415,000 | 6,819,000 | 10,448,000 | 13,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,260,000 | 85,781,000 | 88,518,000 | 90,613,000 |
| Total capital | 89,859,000 | 92,592,000 | 95,371,000 | 97,825,000 |
| Risk-weighted assets | 520,086,000 | 533,527,000 | 540,194,000 | 564,172,000 |