Call reports 2012
FIRST CITIZENS COMMUNITY BANK — 2012
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 908,013,000 | 879,838,000 | 874,329,000 | 880,607,000 |
| Total loans | 491,292,000 | 497,132,000 | 499,226,000 | 503,921,000 |
| Allowance for loan losses | 6,545,000 | 6,650,000 | 6,734,000 | 6,784,000 |
| Securities available for sale | 360,997,000 | 321,871,000 | 320,705,000 | 308,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 746,726,000 | 741,965,000 | 732,192,000 | 739,162,000 |
| Interest-bearing deposits | 653,020,000 | 652,549,000 | 644,440,000 | 647,602,000 |
| Noninterest-bearing deposits | 93,706,000 | 89,416,000 | 87,752,000 | 91,560,000 |
| Equity capital | 86,329,000 | 89,615,000 | 93,149,000 | 93,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,626,000 | 19,225,000 | 28,687,000 | 38,034,000 |
| Interest expense | 1,968,000 | 3,804,000 | 5,552,000 | 7,212,000 |
| Net interest income | 7,658,000 | 15,421,000 | 23,135,000 | 30,822,000 |
| Noninterest income | 1,735,000 | 3,554,000 | 5,302,000 | 7,409,000 |
| Noninterest expense | 4,750,000 | 9,291,000 | 14,183,000 | 19,029,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 4,588,000 | 9,737,000 | 14,442,000 | 19,328,000 |
| Income tax | 1,044,000 | 2,295,000 | 3,401,000 | 4,611,000 |
| Net income | 3,544,000 | 7,442,000 | 11,041,000 | 14,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,388,000 | 76,387,000 | 79,066,000 | 80,702,000 |
| Total capital | 79,928,000 | 82,837,000 | 85,393,000 | 87,215,000 |
| Risk-weighted assets | 521,856,000 | 513,102,000 | 505,622,000 | 517,815,000 |