Call reports 2011
FIRST CITIZENS COMMUNITY BANK — 2011
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 838,801,000 | 851,597,000 | 857,889,000 | 877,178,000 |
| Total loans | 466,768,000 | 476,912,000 | 478,612,000 | 487,509,000 |
| Allowance for loan losses | 6,068,000 | 6,163,000 | 6,323,000 | 6,487,000 |
| Securities available for sale | 283,875,000 | 287,487,000 | 302,188,000 | 317,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,623,000 | 717,327,000 | 723,334,000 | 737,602,000 |
| Interest-bearing deposits | 623,833,000 | 632,582,000 | 638,988,000 | 648,388,000 |
| Noninterest-bearing deposits | 84,790,000 | 84,745,000 | 84,346,000 | 89,214,000 |
| Equity capital | 73,408,000 | 77,541,000 | 81,502,000 | 84,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,458,000 | 19,012,000 | 28,618,000 | 38,251,000 |
| Interest expense | 2,423,000 | 4,801,000 | 7,095,000 | 9,238,000 |
| Net interest income | 7,035,000 | 14,211,000 | 21,523,000 | 29,013,000 |
| Noninterest income | 1,360,000 | 2,909,000 | 4,518,000 | 6,546,000 |
| Noninterest expense | 4,589,000 | 9,078,000 | 13,381,000 | 18,055,000 |
| Provision for loan losses | 225,000 | 375,000 | 525,000 | 675,000 |
| Pretax income | 3,701,000 | 7,901,000 | 12,490,000 | 17,201,000 |
| Income tax | 774,000 | 1,706,000 | 2,786,000 | 3,885,000 |
| Net income | 2,927,000 | 6,195,000 | 9,704,000 | 13,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,060,000 | 65,535,000 | 68,228,000 | 70,729,000 |
| Total capital | 69,149,000 | 71,740,000 | 74,430,000 | 77,051,000 |
| Risk-weighted assets | 483,582,000 | 490,642,000 | 493,790,000 | 504,077,000 |