Call reports 2010
FIRST CITIZENS COMMUNITY BANK — 2010
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 749,136,000 | 772,642,000 | 787,970,000 | 810,879,000 |
| Total loans | 464,646,000 | 472,340,000 | 474,792,000 | 473,517,000 |
| Allowance for loan losses | 5,151,000 | 5,302,000 | 5,588,000 | 5,915,000 |
| Securities available for sale | 216,579,000 | 216,469,000 | 229,465,000 | 250,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,399,000 | 651,061,000 | 659,474,000 | 684,938,000 |
| Interest-bearing deposits | 563,404,000 | 582,709,000 | 586,446,000 | 605,122,000 |
| Noninterest-bearing deposits | 65,995,000 | 68,352,000 | 73,028,000 | 79,816,000 |
| Equity capital | 65,788,000 | 69,007,000 | 71,988,000 | 70,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,727,000 | 19,490,000 | 29,250,000 | 38,965,000 |
| Interest expense | 2,873,000 | 5,720,000 | 8,365,000 | 10,894,000 |
| Net interest income | 6,854,000 | 13,770,000 | 20,885,000 | 28,071,000 |
| Noninterest income | 1,325,000 | 2,815,000 | 4,260,000 | 5,910,000 |
| Noninterest expense | 4,276,000 | 8,575,000 | 13,018,000 | 17,567,000 |
| Provision for loan losses | 305,000 | 540,000 | 840,000 | 1,255,000 |
| Pretax income | 3,662,000 | 7,569,000 | 11,386,000 | 15,258,000 |
| Income tax | 813,000 | 1,684,000 | 2,511,000 | 3,367,000 |
| Net income | 2,849,000 | 5,885,000 | 8,875,000 | 11,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,395,000 | 56,656,000 | 58,878,000 | 60,899,000 |
| Total capital | 59,556,000 | 61,958,000 | 64,466,000 | 66,814,000 |
| Risk-weighted assets | 467,285,000 | 469,550,000 | 477,389,000 | 481,891,000 |