Call reports 2009
FIRST CITIZENS COMMUNITY BANK — 2009
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 673,921,000 | 706,038,000 | 706,327,000 | 728,846,000 |
| Total loans | 437,578,000 | 442,072,000 | 448,491,000 | 456,384,000 |
| Allowance for loan losses | 4,498,000 | 4,622,000 | 4,683,000 | 4,888,000 |
| Securities available for sale | 173,582,000 | 181,197,000 | 197,134,000 | 198,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,473,000 | 587,458,000 | 584,810,000 | 610,468,000 |
| Interest-bearing deposits | 498,058,000 | 524,801,000 | 523,776,000 | 545,498,000 |
| Noninterest-bearing deposits | 61,415,000 | 62,657,000 | 61,034,000 | 64,970,000 |
| Equity capital | 56,652,000 | 58,579,000 | 63,118,000 | 63,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,594,000 | 19,220,000 | 28,884,000 | 38,600,000 |
| Interest expense | 3,328,000 | 6,576,000 | 9,741,000 | 12,785,000 |
| Net interest income | 6,266,000 | 12,644,000 | 19,143,000 | 25,815,000 |
| Noninterest income | 1,320,000 | 2,717,000 | 4,179,000 | 5,693,000 |
| Noninterest expense | 4,302,000 | 8,691,000 | 13,094,000 | 17,521,000 |
| Provision for loan losses | 150,000 | 300,000 | 700,000 | 925,000 |
| Pretax income | 3,166,000 | 6,505,000 | 9,663,000 | 13,234,000 |
| Income tax | 705,000 | 1,457,000 | 2,118,000 | 2,919,000 |
| Net income | 2,461,000 | 5,048,000 | 7,545,000 | 10,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,679,000 | 48,600,000 | 50,388,000 | 52,286,000 |
| Total capital | 51,177,000 | 53,222,000 | 55,108,000 | 57,182,000 |
| Risk-weighted assets | 429,501,000 | 434,552,000 | 446,256,000 | 455,180,000 |