Call reports 2008
FIRST CITIZENS COMMUNITY BANK — 2008
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 599,719,000 | 601,311,000 | 619,971,000 | 667,866,000 |
| Total loans | 425,223,000 | 428,431,000 | 429,145,000 | 432,814,000 |
| Allowance for loan losses | 4,305,000 | 4,287,000 | 4,288,000 | 4,378,000 |
| Securities available for sale | 125,683,000 | 124,270,000 | 127,885,000 | 173,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,880,000 | 490,224,000 | 519,897,000 | 551,666,000 |
| Interest-bearing deposits | 404,790,000 | 428,161,000 | 455,652,000 | 491,134,000 |
| Noninterest-bearing deposits | 60,090,000 | 62,063,000 | 64,245,000 | 60,532,000 |
| Equity capital | 52,210,000 | 52,357,000 | 49,245,000 | 54,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,203,000 | 18,386,000 | 27,723,000 | 37,217,000 |
| Interest expense | 3,659,000 | 6,909,000 | 10,183,000 | 13,595,000 |
| Net interest income | 5,544,000 | 11,477,000 | 17,540,000 | 23,622,000 |
| Noninterest income | 1,209,000 | 2,527,000 | 3,855,000 | 5,207,000 |
| Noninterest expense | 3,846,000 | 7,729,000 | 11,668,000 | 15,637,000 |
| Provision for loan losses | 120,000 | 120,000 | 225,000 | 330,000 |
| Pretax income | 2,787,000 | 6,155,000 | 5,382,000 | 8,742,000 |
| Income tax | 632,000 | 1,449,000 | 1,648,000 | 1,440,000 |
| Net income | 2,155,000 | 4,706,000 | 3,734,000 | 7,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,595,000 | 44,263,000 | 43,081,000 | 44,870,000 |
| Total capital | 46,900,000 | 48,550,000 | 47,369,000 | 49,248,000 |
| Risk-weighted assets | 401,450,000 | 402,921,000 | 402,896,000 | 419,907,000 |
Machine access — free, no API key
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