Call reports 2007
FIRST CITIZENS COMMUNITY BANK — 2007
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 565,920,000 | 580,844,000 | 583,622,000 | 590,456,000 |
| Total loans | 412,257,000 | 415,074,000 | 419,439,000 | 423,379,000 |
| Allowance for loan losses | 3,972,000 | 4,107,000 | 4,112,000 | 4,197,000 |
| Securities available for sale | 109,148,000 | 118,447,000 | 117,560,000 | 120,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,970,000 | 473,601,000 | 470,185,000 | 461,145,000 |
| Interest-bearing deposits | 406,183,000 | 417,189,000 | 410,869,000 | 405,084,000 |
| Noninterest-bearing deposits | 56,787,000 | 56,412,000 | 59,316,000 | 56,061,000 |
| Equity capital | 45,520,000 | 45,689,000 | 47,914,000 | 50,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,685,000 | 17,583,000 | 26,756,000 | 36,012,000 |
| Interest expense | 4,083,000 | 8,165,000 | 12,300,000 | 16,297,000 |
| Net interest income | 4,602,000 | 9,418,000 | 14,456,000 | 19,715,000 |
| Noninterest income | 1,127,000 | 2,618,000 | 3,772,000 | 5,014,000 |
| Noninterest expense | 3,724,000 | 7,520,000 | 11,254,000 | 14,989,000 |
| Provision for loan losses | 120,000 | 165,000 | 225,000 | 365,000 |
| Pretax income | 1,885,000 | 4,351,000 | 6,773,000 | 9,346,000 |
| Income tax | 371,000 | 937,000 | 1,467,000 | 2,058,000 |
| Net income | 1,514,000 | 3,414,000 | 5,306,000 | 7,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,107,000 | 39,253,000 | 40,383,000 | 41,260,000 |
| Total capital | 42,095,000 | 43,371,000 | 44,557,000 | 45,457,000 |
| Risk-weighted assets | 380,493,000 | 382,139,000 | 386,594,000 | 394,132,000 |
Machine access — free, no API key
Every figure shown here about FIRST CITIZENS COMMUNITY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.