Call reports 2005
FIRST CITIZENS COMMUNITY BANK — 2005
What FIRST CITIZENS COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 506,114,000 | 506,717,000 | 509,110,000 | 528,965,000 |
| Total loans | 368,642,000 | 371,376,000 | 375,518,000 | 382,803,000 |
| Allowance for loan losses | 3,856,000 | 3,692,000 | 3,666,000 | 3,664,000 |
| Securities available for sale | 94,611,000 | 91,947,000 | 90,512,000 | 102,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,883,000 | 429,578,000 | 437,801,000 | 436,894,000 |
| Interest-bearing deposits | 367,583,000 | 375,668,000 | 378,436,000 | 379,199,000 |
| Noninterest-bearing deposits | 53,300,000 | 53,910,000 | 59,365,000 | 57,695,000 |
| Equity capital | 39,933,000 | 41,218,000 | 41,454,000 | 41,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,879,000 | 13,913,000 | 21,178,000 | 28,699,000 |
| Interest expense | 2,445,000 | 4,969,000 | 7,647,000 | 10,536,000 |
| Net interest income | 4,434,000 | 8,944,000 | 13,531,000 | 18,163,000 |
| Noninterest income | 1,076,000 | 2,193,000 | 3,425,000 | 4,629,000 |
| Noninterest expense | 3,728,000 | 7,507,000 | 11,285,000 | 15,114,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 1,782,000 | 3,630,000 | 5,641,000 | 7,618,000 |
| Income tax | 402,000 | 812,000 | 1,390,000 | 1,873,000 |
| Net income | 1,380,000 | 2,818,000 | 4,251,000 | 5,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,951,000 | 31,815,000 | 32,665,000 | 33,538,000 |
| Total capital | 34,807,000 | 35,507,000 | 36,331,000 | 37,202,000 |
| Risk-weighted assets | 331,015,000 | 337,176,000 | 340,808,000 | 347,139,000 |
Machine access — free, no API key
Every figure shown here about FIRST CITIZENS COMMUNITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.