Call reports 2018
ROSE HILL BANK — 2018
What ROSE HILL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 312,172,000 | 317,927,000 |
| Total loans | 201,072,000 | 208,127,000 |
| Allowance for loan losses | 1,933,000 | 1,962,000 |
| Securities available for sale | 61,678,000 | 59,660,000 |
| Securities held to maturity | 21,952,000 | 21,616,000 |
| Trading assets | 0 | 0 |
| Total deposits | 270,259,000 | 276,030,000 |
| Interest-bearing deposits | 229,789,000 | 227,072,000 |
| Noninterest-bearing deposits | 40,471,000 | 48,958,000 |
| Equity capital | 37,054,000 | 35,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 2,878,000 | 5,903,000 |
| Interest expense | 351,000 | 712,000 |
| Net interest income | 2,527,000 | 5,191,000 |
| Noninterest income | 297,000 | 622,000 |
| Noninterest expense | 2,025,000 | 4,110,000 |
| Provision for loan losses | 40,000 | 60,000 |
| Pretax income | 759,000 | 1,643,000 |
| Income tax | 146,000 | 286,000 |
| Net income | 613,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 30,632,000 | 29,110,000 |
| Total capital | 32,565,000 | 31,072,000 |
| Risk-weighted assets | 235,701,000 | 247,878,000 |