Call reports 2016
ROSE HILL BANK — 2016
What ROSE HILL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 347,730,000 | 334,448,000 | 314,532,000 | 324,937,000 |
| Total loans | 211,175,000 | 206,410,000 | 187,458,000 | 192,164,000 |
| Allowance for loan losses | 1,948,000 | 1,563,000 | 1,601,000 | 1,770,000 |
| Securities available for sale | 84,048,000 | 72,938,000 | 75,772,000 | 81,422,000 |
| Securities held to maturity | 23,785,000 | 23,689,000 | 22,496,000 | 22,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,148,000 | 277,724,000 | 276,461,000 | 273,973,000 |
| Interest-bearing deposits | 242,528,000 | 236,292,000 | 232,852,000 | 229,687,000 |
| Noninterest-bearing deposits | 39,620,000 | 41,432,000 | 43,609,000 | 44,286,000 |
| Equity capital | 35,373,000 | 35,962,000 | 36,301,000 | 35,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,963,000 | 5,827,000 | 8,681,000 | 11,396,000 |
| Interest expense | 304,000 | 604,000 | 882,000 | 1,168,000 |
| Net interest income | 2,659,000 | 5,223,000 | 7,799,000 | 10,228,000 |
| Noninterest income | 312,000 | 605,000 | 937,000 | 1,307,000 |
| Noninterest expense | 2,390,000 | 4,657,000 | 6,925,000 | 9,195,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 700,000 |
| Pretax income | 487,000 | 1,002,000 | 1,567,000 | 1,621,000 |
| Income tax | 93,000 | 212,000 | 348,000 | 301,000 |
| Net income | 394,000 | 790,000 | 1,219,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,691,000 | 29,023,000 | 29,341,000 | 29,379,000 |
| Total capital | 30,639,000 | 30,586,000 | 30,942,000 | 31,149,000 |
| Risk-weighted assets | 253,951,000 | 248,466,000 | 224,534,000 | 233,365,000 |