Call reports 2015
ROSE HILL BANK — 2015
What ROSE HILL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 252,599,000 | 253,677,000 | 328,562,000 | 351,272,000 |
| Total loans | 179,036,000 | 185,500,000 | 197,020,000 | 209,933,000 |
| Allowance for loan losses | 2,055,000 | 2,070,000 | 2,153,000 | 1,886,000 |
| Securities available for sale | 42,755,000 | 39,813,000 | 80,844,000 | 88,339,000 |
| Securities held to maturity | 13,823,000 | 13,765,000 | 18,845,000 | 23,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,685,000 | 215,376,000 | 284,860,000 | 294,469,000 |
| Interest-bearing deposits | 161,856,000 | 182,688,000 | 243,806,000 | 252,701,000 |
| Noninterest-bearing deposits | 31,828,000 | 32,687,000 | 41,054,000 | 41,767,000 |
| Equity capital | 29,594,000 | 29,641,000 | 34,606,000 | 34,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,496,000 | 5,020,000 | 7,727,000 | 10,702,000 |
| Interest expense | 194,000 | 392,000 | 620,000 | 912,000 |
| Net interest income | 2,302,000 | 4,628,000 | 7,107,000 | 9,790,000 |
| Noninterest income | 175,000 | 359,000 | 633,000 | 957,000 |
| Noninterest expense | 1,780,000 | 3,657,000 | 5,731,000 | 8,161,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 310,000 |
| Pretax income | 640,000 | 1,237,000 | 1,841,000 | 2,333,000 |
| Income tax | 171,000 | 368,000 | 498,000 | 608,000 |
| Net income | 469,000 | 869,000 | 1,343,000 | 1,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,648,000 | 25,903,000 | 28,245,000 | 28,796,000 |
| Total capital | 27,703,000 | 27,973,000 | 30,397,000 | 30,682,000 |
| Risk-weighted assets | 196,208,000 | 209,444,000 | 227,986,000 | 249,390,000 |