Call reports 2012
ROSE HILL BANK — 2012
What ROSE HILL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 283,926,000 | 268,501,000 | 265,621,000 | 266,942,000 |
| Total loans | 155,351,000 | 150,807,000 | 152,252,000 | 151,292,000 |
| Allowance for loan losses | 139,000 | 274,000 | 407,000 | 636,000 |
| Securities available for sale | 110,839,000 | 98,999,000 | 92,615,000 | 92,980,000 |
| Securities held to maturity | 1,357,000 | 1,850,000 | 3,233,000 | 5,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,735,000 | 234,560,000 | 230,400,000 | 217,832,000 |
| Interest-bearing deposits | 211,724,000 | 204,498,000 | 197,767,000 | 186,385,000 |
| Noninterest-bearing deposits | 26,011,000 | 30,062,000 | 32,634,000 | 31,447,000 |
| Equity capital | 29,433,000 | 30,414,000 | 30,500,000 | 28,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 5,935,000 | 8,762,000 | 11,716,000 |
| Interest expense | 575,000 | 1,114,000 | 1,561,000 | 1,889,000 |
| Net interest income | 2,398,000 | 4,821,000 | 7,201,000 | 9,827,000 |
| Noninterest income | 186,000 | 450,000 | 643,000 | 1,070,000 |
| Noninterest expense | 1,793,000 | 3,476,000 | 5,152,000 | 6,770,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 571,000 |
| Pretax income | 762,000 | 1,646,000 | 2,677,000 | 3,910,000 |
| Income tax | 211,000 | 465,000 | 780,000 | 1,172,000 |
| Net income | 551,000 | 1,181,000 | 1,897,000 | 2,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,460,000 | 25,045,000 | 25,145,000 | 23,716,000 |
| Total capital | 24,599,000 | 25,319,000 | 25,552,000 | 24,352,000 |
| Risk-weighted assets | 163,480,000 | 157,417,000 | 159,600,000 | 158,705,000 |