Call reports 2011
ROSE HILL BANK — 2011
What ROSE HILL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 248,514,000 | 255,726,000 | 263,083,000 | 267,326,000 |
| Total loans | 162,591,000 | 161,151,000 | 162,677,000 | 156,052,000 |
| Allowance for loan losses | 1,909,000 | 2,209,000 | 2,827,000 | 0 |
| Securities available for sale | 77,160,000 | 84,220,000 | 92,522,000 | 71,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,686,000 | 228,494,000 | 233,604,000 | 236,984,000 |
| Interest-bearing deposits | 199,498,000 | 203,188,000 | 207,807,000 | 210,337,000 |
| Noninterest-bearing deposits | 23,188,000 | 25,306,000 | 25,798,000 | 26,647,000 |
| Equity capital | 24,755,000 | 26,221,000 | 27,596,000 | 28,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,327,000 | 6,702,000 | 10,105,000 | 2,118,000 |
| Interest expense | 683,000 | 1,342,000 | 2,004,000 | 411,000 |
| Net interest income | 2,644,000 | 5,360,000 | 8,101,000 | 1,707,000 |
| Noninterest income | 180,000 | 350,000 | 496,000 | 186,000 |
| Noninterest expense | 1,673,000 | 3,329,000 | 4,965,000 | 854,000 |
| Provision for loan losses | 330,000 | 630,000 | 1,275,000 | 0 |
| Pretax income | 852,000 | 1,825,000 | 2,431,000 | 1,039,000 |
| Income tax | 229,000 | 497,000 | 631,000 | 337,000 |
| Net income | 623,000 | 1,328,000 | 1,800,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,241,000 | 24,946,000 | 25,417,000 | 23,961,000 |
| Total capital | 26,150,000 | 26,959,000 | 27,589,000 | 23,961,000 |
| Risk-weighted assets | 158,311,000 | 160,879,000 | 173,142,000 | 169,435,000 |