Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,041,664,000 | 2,058,103,000 | 2,053,340,000 | 2,020,532,000 |
| Total loans | 1,494,545,000 | 1,485,111,000 | 1,476,415,000 | 1,451,483,000 |
| Allowance for loan losses | 17,955,000 | 18,184,000 | 17,977,000 | 17,506,000 |
| Securities available for sale | 330,127,000 | 327,846,000 | 335,147,000 | 316,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,753,848,000 | 1,756,144,000 | 1,752,327,000 | 1,727,494,000 |
| Interest-bearing deposits | 1,472,645,000 | 1,487,488,000 | 1,473,906,000 | 1,463,460,000 |
| Noninterest-bearing deposits | 281,203,000 | 268,656,000 | 278,421,000 | 264,034,000 |
| Equity capital | 150,295,000 | 153,151,000 | 164,430,000 | 173,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 22,341,000 | 45,011,000 | 68,350,000 | 91,762,000 |
| Interest expense | 9,027,000 | 17,752,000 | 26,650,000 | 35,020,000 |
| Net interest income | 13,314,000 | 27,259,000 | 41,700,000 | 56,742,000 |
| Noninterest income | 2,249,000 | 4,956,000 | 7,876,000 | 11,023,000 |
| Noninterest expense | 14,471,000 | 29,259,000 | 43,355,000 | 58,222,000 |
| Provision for loan losses | 1,077,000 | 892,000 | 951,000 | 782,000 |
| Pretax income | 638,000 | 2,776,000 | 6,342,000 | 8,171,000 |
| Income tax | 161,000 | 126,000 | 189,000 | 44,000 |
| Net income | 477,000 | 2,650,000 | 6,153,000 | 8,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,036,000 | 181,428,000 | 184,560,000 | 186,215,000 |
| Total capital | 198,107,000 | 201,494,000 | 204,202,000 | 205,472,000 |
| Risk-weighted assets | 1,615,092,000 | 1,605,056,000 | 1,605,792,000 | 1,569,472,000 |