Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,072,545,000 | 2,078,434,000 | 2,076,233,000 | 2,062,649,000 |
| Total loans | 1,508,918,000 | 1,507,583,000 | 1,510,809,000 | 1,510,230,000 |
| Allowance for loan losses | 18,805,000 | 18,330,000 | 18,516,000 | 16,911,000 |
| Securities available for sale | 346,233,000 | 339,585,000 | 350,027,000 | 333,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,751,468,000 | 1,760,873,000 | 1,752,745,000 | 1,764,470,000 |
| Interest-bearing deposits | 1,450,519,000 | 1,469,970,000 | 1,463,653,000 | 1,501,020,000 |
| Noninterest-bearing deposits | 300,949,000 | 290,903,000 | 289,092,000 | 263,450,000 |
| Equity capital | 148,869,000 | 146,396,000 | 157,709,000 | 149,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 21,985,000 | 44,112,000 | 66,584,000 | 89,177,000 |
| Interest expense | 10,204,000 | 20,277,000 | 30,743,000 | 40,731,000 |
| Net interest income | 11,781,000 | 23,835,000 | 35,841,000 | 48,446,000 |
| Noninterest income | 14,036,000 | 16,622,000 | 19,500,000 | 23,456,000 |
| Noninterest expense | 15,006,000 | 29,423,000 | 43,897,000 | 58,353,000 |
| Provision for loan losses | 42,000 | -397,000 | -397,000 | 200,000 |
| Pretax income | 10,280,000 | 10,427,000 | 10,837,000 | 13,521,000 |
| Income tax | 976,000 | 971,000 | 767,000 | 1,338,000 |
| Net income | 9,304,000 | 9,456,000 | 10,070,000 | 12,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,535,000 | 176,335,000 | 177,484,000 | 179,625,000 |
| Total capital | 193,303,000 | 192,628,000 | 193,963,000 | 194,499,000 |
| Risk-weighted assets | 1,621,322,000 | 1,611,385,000 | 1,598,308,000 | 1,594,922,000 |