Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,094,861,000 | 2,159,209,000 | 2,087,802,000 | 2,109,045,000 |
| Total loans | 1,522,760,000 | 1,535,993,000 | 1,527,717,000 | 1,512,935,000 |
| Allowance for loan losses | 19,568,000 | 19,507,000 | 19,430,000 | 18,768,000 |
| Securities available for sale | 377,512,000 | 368,013,000 | 339,280,000 | 371,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,808,273,000 | 1,799,239,000 | 1,787,389,000 | 1,817,267,000 |
| Interest-bearing deposits | 1,476,053,000 | 1,479,476,000 | 1,471,402,000 | 1,517,827,000 |
| Noninterest-bearing deposits | 332,220,000 | 319,764,000 | 315,987,000 | 299,440,000 |
| Equity capital | 134,384,000 | 130,901,000 | 116,026,000 | 144,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,117,000 | 41,715,000 | 63,478,000 | 85,735,000 |
| Interest expense | 5,467,000 | 13,043,000 | 21,688,000 | 31,228,000 |
| Net interest income | 14,650,000 | 28,672,000 | 41,790,000 | 54,507,000 |
| Noninterest income | 2,638,000 | 5,704,000 | 8,114,000 | 10,860,000 |
| Noninterest expense | 14,481,000 | 28,787,000 | 42,484,000 | 56,002,000 |
| Provision for loan losses | 488,000 | 975,000 | 1,464,000 | 1,694,000 |
| Pretax income | 2,319,000 | 4,587,000 | 6,174,000 | 7,340,000 |
| Income tax | 328,000 | 431,000 | 28,000 | -326,000 |
| Net income | 1,991,000 | 4,156,000 | 6,146,000 | 7,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,849,000 | 162,997,000 | 167,028,000 | 168,263,000 |
| Total capital | 177,555,000 | 178,642,000 | 182,596,000 | 183,315,000 |
| Risk-weighted assets | 1,627,114,000 | 1,629,872,000 | 1,642,332,000 | 1,613,675,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.