Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,347,425,000 | 1,470,853,000 | 1,478,689,000 | 1,495,264,000 |
| Total loans | 924,337,000 | 991,926,000 | 981,478,000 | 977,907,000 |
| Allowance for loan losses | 9,511,000 | 9,866,000 | 10,714,000 | 12,458,000 |
| Securities available for sale | 293,387,000 | 294,718,000 | 297,392,000 | 357,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,162,127,000 | 1,278,700,000 | 1,281,302,000 | 1,303,144,000 |
| Interest-bearing deposits | 976,423,000 | 1,015,633,000 | 1,022,486,000 | 1,060,719,000 |
| Noninterest-bearing deposits | 185,704,000 | 263,066,000 | 258,816,000 | 242,425,000 |
| Equity capital | 138,511,000 | 142,876,000 | 147,269,000 | 150,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,856,000 | 25,750,000 | 38,576,000 | 51,578,000 |
| Interest expense | 2,197,000 | 3,688,000 | 4,836,000 | 5,741,000 |
| Net interest income | 10,659,000 | 22,062,000 | 33,740,000 | 45,837,000 |
| Noninterest income | 3,065,000 | 7,459,000 | 12,127,000 | 15,867,000 |
| Noninterest expense | 10,166,000 | 19,971,000 | 29,876,000 | 41,392,000 |
| Provision for loan losses | 514,000 | 1,022,000 | 1,871,000 | 3,686,000 |
| Pretax income | 3,555,000 | 9,705,000 | 15,494,000 | 18,973,000 |
| Income tax | 532,000 | 1,676,000 | 2,711,000 | 2,964,000 |
| Net income | 3,023,000 | 8,029,000 | 12,783,000 | 16,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,457,000 | 115,881,000 | 120,918,000 | 123,279,000 |
| Total capital | 120,968,000 | 125,747,000 | 131,632,000 | 135,442,000 |
| Risk-weighted assets | 942,043,000 | 1,030,807,000 | 958,068,000 | 972,833,000 |