Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,265,780,000 | 1,305,771,000 | 1,328,795,000 | 1,326,463,000 |
| Total loans | 867,961,000 | 898,109,000 | 908,913,000 | 912,960,000 |
| Allowance for loan losses | 8,236,000 | 8,744,000 | 9,174,000 | 8,999,000 |
| Securities available for sale | 250,736,000 | 258,143,000 | 261,054,000 | 277,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,102,515,000 | 1,127,353,000 | 1,149,336,000 | 1,154,562,000 |
| Interest-bearing deposits | 924,336,000 | 948,727,000 | 970,273,000 | 982,276,000 |
| Noninterest-bearing deposits | 178,179,000 | 178,626,000 | 179,063,000 | 172,285,000 |
| Equity capital | 120,338,000 | 125,798,000 | 129,716,000 | 132,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,470,000 | 25,858,000 | 39,159,000 | 52,184,000 |
| Interest expense | 1,887,000 | 4,093,000 | 6,617,000 | 9,092,000 |
| Net interest income | 10,583,000 | 21,765,000 | 32,542,000 | 43,092,000 |
| Noninterest income | 2,265,000 | 4,629,000 | 7,436,000 | 10,116,000 |
| Noninterest expense | 10,509,000 | 18,960,000 | 28,391,000 | 37,905,000 |
| Provision for loan losses | 317,000 | 828,000 | 1,322,000 | 2,584,000 |
| Pretax income | 2,374,000 | 7,258,000 | 11,019,000 | 13,340,000 |
| Income tax | 357,000 | 1,303,000 | 1,667,000 | 1,842,000 |
| Net income | 2,017,000 | 5,955,000 | 9,352,000 | 11,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,283,000 | 103,197,000 | 105,934,000 | 108,683,000 |
| Total capital | 108,519,000 | 111,941,000 | 115,108,000 | 117,682,000 |
| Risk-weighted assets | 887,665,000 | 920,674,000 | 930,598,000 | 941,254,000 |