Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 936,137,000 | 956,560,000 | 1,069,917,000 | 1,093,760,000 |
| Total loans | 626,569,000 | 650,617,000 | 746,715,000 | 767,263,000 |
| Allowance for loan losses | 7,097,000 | 7,448,000 | 7,749,000 | 7,962,000 |
| Securities available for sale | 241,470,000 | 238,164,000 | 238,071,000 | 241,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,030,000 | 803,571,000 | 906,875,000 | 926,735,000 |
| Interest-bearing deposits | 659,011,000 | 662,393,000 | 752,221,000 | 781,569,000 |
| Noninterest-bearing deposits | 137,018,000 | 141,178,000 | 154,654,000 | 145,166,000 |
| Equity capital | 87,603,000 | 88,188,000 | 93,760,000 | 98,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,727,000 | 17,715,000 | 28,040,000 | 39,412,000 |
| Interest expense | 898,000 | 2,017,000 | 3,302,000 | 4,998,000 |
| Net interest income | 7,829,000 | 15,698,000 | 24,738,000 | 34,414,000 |
| Noninterest income | 1,723,000 | 3,682,000 | 5,767,000 | 7,980,000 |
| Noninterest expense | 6,997,000 | 14,051,000 | 23,295,000 | 31,883,000 |
| Provision for loan losses | 341,000 | 638,000 | 950,000 | 1,308,000 |
| Pretax income | 2,972,000 | 5,695,000 | 7,415,000 | 10,403,000 |
| Income tax | 426,000 | 814,000 | 1,076,000 | 1,516,000 |
| Net income | 2,546,000 | 4,881,000 | 6,339,000 | 8,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,781,000 | 89,192,000 | 88,350,000 | 89,941,000 |
| Total capital | 94,878,000 | 96,640,000 | 96,099,000 | 97,903,000 |
| Risk-weighted assets | 677,657,000 | 706,986,000 | 793,218,000 | 805,964,000 |