Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 867,727,000 | 909,717,000 | 899,608,000 | 912,514,000 |
| Total loans | 572,711,000 | 587,964,000 | 598,265,000 | 585,843,000 |
| Allowance for loan losses | 7,208,000 | 7,337,000 | 7,504,000 | 7,698,000 |
| Securities available for sale | 239,896,000 | 243,233,000 | 240,049,000 | 233,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,342,000 | 751,096,000 | 749,186,000 | 779,828,000 |
| Interest-bearing deposits | 617,265,000 | 649,604,000 | 626,770,000 | 650,217,000 |
| Noninterest-bearing deposits | 102,078,000 | 101,492,000 | 122,417,000 | 129,610,000 |
| Equity capital | 83,455,000 | 85,679,000 | 86,207,000 | 82,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,114,000 | 16,066,000 | 24,233,000 | 32,395,000 |
| Interest expense | 580,000 | 1,172,000 | 1,759,000 | 2,345,000 |
| Net interest income | 7,534,000 | 14,894,000 | 22,474,000 | 30,050,000 |
| Noninterest income | 1,516,000 | 3,136,000 | 5,053,000 | 6,858,000 |
| Noninterest expense | 6,087,000 | 12,082,000 | 18,812,000 | 25,108,000 |
| Provision for loan losses | 296,000 | 584,000 | 846,000 | 1,268,000 |
| Pretax income | 2,920,000 | 5,782,000 | 8,569,000 | 11,358,000 |
| Income tax | 642,000 | 1,312,000 | 1,957,000 | 2,602,000 |
| Net income | 2,278,000 | 4,470,000 | 6,612,000 | 8,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,520,000 | 78,341,000 | 79,804,000 | 81,239,000 |
| Total capital | 84,728,000 | 85,678,000 | 87,308,000 | 88,937,000 |
| Risk-weighted assets | 606,386,000 | 631,951,000 | 633,076,000 | 629,958,000 |