Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 793,621,000 | 813,137,000 | 842,324,000 | 865,273,000 |
| Total loans | 494,827,000 | 508,721,000 | 553,144,000 | 574,333,000 |
| Allowance for loan losses | 6,586,000 | 6,699,000 | 6,725,000 | 6,953,000 |
| Securities available for sale | 230,843,000 | 227,349,000 | 232,872,000 | 233,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 649,481,000 | 668,214,000 | 680,325,000 | 715,523,000 |
| Interest-bearing deposits | 558,055,000 | 576,851,000 | 580,425,000 | 615,505,000 |
| Noninterest-bearing deposits | 91,426,000 | 91,363,000 | 99,900,000 | 100,019,000 |
| Equity capital | 77,535,000 | 76,663,000 | 79,679,000 | 80,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,862,000 | 13,947,000 | 21,572,000 | 29,383,000 |
| Interest expense | 464,000 | 940,000 | 1,465,000 | 2,013,000 |
| Net interest income | 6,398,000 | 13,007,000 | 20,107,000 | 27,370,000 |
| Noninterest income | 1,588,000 | 3,197,000 | 4,791,000 | 6,314,000 |
| Noninterest expense | 5,630,000 | 11,288,000 | 17,511,000 | 23,534,000 |
| Provision for loan losses | 287,000 | 485,000 | 585,000 | 954,000 |
| Pretax income | 2,462,000 | 4,961,000 | 7,365,000 | 9,802,000 |
| Income tax | 512,000 | 1,018,000 | 1,491,000 | 1,827,000 |
| Net income | 1,950,000 | 3,943,000 | 5,874,000 | 7,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,964,000 | 74,184,000 | 74,617,000 | 76,049,000 |
| Total capital | 79,550,000 | 80,883,000 | 81,342,000 | 83,002,000 |
| Risk-weighted assets | 535,066,000 | 555,545,000 | 592,800,000 | 613,469,000 |