Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 668,828,000 | 680,700,000 | 679,409,000 | 691,199,000 |
| Total loans | 413,767,000 | 431,356,000 | 432,765,000 | 437,304,000 |
| Allowance for loan losses | 8,206,000 | 8,044,000 | 8,573,000 | 8,421,000 |
| Securities available for sale | 188,104,000 | 192,705,000 | 192,279,000 | 187,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,880,000 | 548,522,000 | 549,181,000 | 566,408,000 |
| Interest-bearing deposits | 475,075,000 | 487,790,000 | 475,682,000 | 491,181,000 |
| Noninterest-bearing deposits | 62,806,000 | 60,732,000 | 73,498,000 | 75,227,000 |
| Equity capital | 63,394,000 | 64,550,000 | 67,014,000 | 67,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,499,000 | 13,054,000 | 19,644,000 | 26,075,000 |
| Interest expense | 644,000 | 1,259,000 | 1,833,000 | 2,348,000 |
| Net interest income | 5,855,000 | 11,795,000 | 17,811,000 | 23,727,000 |
| Noninterest income | 1,263,000 | 2,455,000 | 4,715,000 | 6,492,000 |
| Noninterest expense | 5,210,000 | 9,888,000 | 14,808,000 | 20,028,000 |
| Provision for loan losses | 525,000 | 1,075,000 | 1,625,000 | 2,350,000 |
| Pretax income | 1,749,000 | 3,898,000 | 6,822,000 | 8,955,000 |
| Income tax | 364,000 | 866,000 | 1,506,000 | 1,992,000 |
| Net income | 1,385,000 | 3,032,000 | 5,316,000 | 6,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,832,000 | 60,935,000 | 62,679,000 | 63,742,000 |
| Total capital | 65,622,000 | 66,976,000 | 68,672,000 | 69,747,000 |
| Risk-weighted assets | 460,797,000 | 481,308,000 | 476,845,000 | 477,957,000 |