Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 613,118,000 | 608,152,000 | 622,839,000 | 628,953,000 |
| Total loans | 470,713,000 | 457,582,000 | 468,602,000 | 468,459,000 |
| Allowance for loan losses | 4,264,000 | 4,271,000 | 4,151,000 | 4,581,000 |
| Securities available for sale | 79,403,000 | 88,675,000 | 89,311,000 | 96,286,000 |
| Securities held to maturity | 17,112,000 | 16,625,000 | 16,266,000 | 18,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,253,000 | 504,252,000 | 496,947,000 | 495,139,000 |
| Interest-bearing deposits | 445,310,000 | 451,207,000 | 442,969,000 | 448,584,000 |
| Noninterest-bearing deposits | 47,943,000 | 53,045,000 | 53,978,000 | 46,554,000 |
| Equity capital | 49,349,000 | 49,050,000 | 50,306,000 | 51,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,864,000 | 17,712,000 | 26,686,000 | 35,768,000 |
| Interest expense | 4,454,000 | 8,877,000 | 13,397,000 | 17,881,000 |
| Net interest income | 4,410,000 | 8,835,000 | 13,289,000 | 17,887,000 |
| Noninterest income | 1,041,000 | 2,130,000 | 3,235,000 | 4,404,000 |
| Noninterest expense | 3,488,000 | 7,065,000 | 10,659,000 | 14,417,000 |
| Provision for loan losses | 0 | 5,000 | 85,000 | 552,000 |
| Pretax income | 1,992,000 | 3,943,000 | 5,879,000 | 7,422,000 |
| Income tax | 475,000 | 983,000 | 1,446,000 | 1,718,000 |
| Net income | 1,517,000 | 2,960,000 | 4,433,000 | 5,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,552,000 | 49,986,000 | 50,450,000 | 50,805,000 |
| Total capital | 53,816,000 | 54,257,000 | 54,601,000 | 55,386,000 |
| Risk-weighted assets | 457,373,000 | 447,118,000 | 457,779,000 | 473,284,000 |
Machine access — free, no API key
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