Call reports 2026
FARMERS & MERCHANTS BANK — 2026
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 800,620,000 | 861,957,000 |
| Total loans | 612,052,000 | 620,831,000 |
| Allowance for loan losses | 7,152,000 | 7,704,000 |
| Securities available for sale | 100,894,000 | 99,307,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 713,937,000 | 784,687,000 |
| Interest-bearing deposits | 606,557,000 | 662,505,000 |
| Noninterest-bearing deposits | 107,380,000 | 122,182,000 |
| Equity capital | 70,736,000 | 73,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,708,000 | 26,554,000 |
| Interest expense | 3,892,000 | 7,892,000 |
| Net interest income | 8,816,000 | 18,662,000 |
| Noninterest income | 496,000 | 993,000 |
| Noninterest expense | 4,650,000 | 9,449,000 |
| Provision for loan losses | 490,000 | 1,340,000 |
| Pretax income | 4,137,000 | 8,771,000 |
| Income tax | 1,021,000 | 2,167,000 |
| Net income | 3,116,000 | 6,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 78,823,000 | 82,311,000 |