Call reports 2022
FARMERS & MERCHANTS BANK — 2022
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 634,964,000 | 663,763,000 | 642,591,000 | 638,480,000 |
| Total loans | 404,641,000 | 431,817,000 | 434,990,000 | 434,940,000 |
| Allowance for loan losses | 5,215,000 | 4,949,000 | 4,712,000 | 5,038,000 |
| Securities available for sale | 85,386,000 | 90,051,000 | 95,774,000 | 96,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,385,000 | 620,908,000 | 599,911,000 | 593,564,000 |
| Interest-bearing deposits | 490,641,000 | 492,955,000 | 472,777,000 | 479,178,000 |
| Noninterest-bearing deposits | 100,744,000 | 127,953,000 | 127,134,000 | 114,386,000 |
| Equity capital | 42,797,000 | 41,841,000 | 41,639,000 | 43,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,960,000 | 12,414,000 | 19,925,000 | 27,966,000 |
| Interest expense | 570,000 | 1,108,000 | 1,663,000 | 2,528,000 |
| Net interest income | 5,390,000 | 11,306,000 | 18,262,000 | 25,438,000 |
| Noninterest income | 522,000 | 1,140,000 | 1,665,000 | 1,862,000 |
| Noninterest expense | 4,084,000 | 7,843,000 | 11,685,000 | 16,288,000 |
| Provision for loan losses | 0 | 300,000 | 1,050,000 | 1,925,000 |
| Pretax income | 1,828,000 | 4,303,000 | 7,192,000 | 9,087,000 |
| Income tax | 461,000 | 985,000 | 1,710,000 | 2,131,000 |
| Net income | 1,367,000 | 3,318,000 | 5,482,000 | 6,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,494,000 | 51,073,000 | 53,238,000 | 54,910,000 |
| Total capital | 51,527,000 | 56,022,000 | 57,950,000 | 59,948,000 |
| Risk-weighted assets | 402,498,000 | 428,735,000 | 432,737,000 | 431,530,000 |